First, certain government agencies are permitted by federal law to require your Social Security number. This includes tax authorities and motor vehicles departments. The Privacy Act of 1974 says the agencies must disclose that the number is required and how the number will be used. The act also says you can’t be denied a government service or benefit if you don’t provide the number except in very specific cases. This includes any notifications or dealings with the IRS.
Currently the U.S. Government allows you to possess and use another 9 digit number beside your Social Security Number (SSN) to compile your personal financial information. But you are not allowed to abuse these numbers and you will be completely responsible for any debts on your Social Security Number (SSN) and your new credit profile under the CPN Number / SCN Number. A CPN Number (Credit Privacy Number) / SCN Number (Secondary Credit Number) is a unique nine digit identification number that can be used to report financial information to all three credit bureaus. A CPN NUMBER / SCN Number is registered with the Three Credit Reporting Bureaus the process to do so called TRI-Merge (Submitting your personal information & the CPN / SCN to the 3 credit bureaus) and after that you will be able to have payments and financial information reported to.