To protect yourself from identity theft and fraud you can use a CPN. CPNs are commonly used by celebrities,members of congress, individuals involved in witness protection program and those who may have experienced identity theft. Currently the U.S. Government allows you to possess and use another 9 digit number beside your Social Security Number (SSN) to compile your personal financial information. But you are not allowed to abuse these numbers and you will be completely responsible for any debts on your Social Security Number (SSN) and your new credit profile under the CPN Number / SCN Number.
A CPN Number (Credit Privacy Number) / SCN Number (Secondary Credit Number) is a unique nine digit identification number that can be used to report financial information to all three credit bureaus. A CPN NUMBER /
SCN Number is registered with the Three Credit Reporting Bureaus the process to do so called TRI-Merge (Submitting your personal information & the CPN / SCN to the 3 credit bureaus) and after that you will be able
to have payments and financial information reported to. You can use a CPN Number / SCN Number for anything that usually requires credit reporting purposes like Credit Cards, Auto loans, Cable, Utilities, Apartments, Office and open Bank accounts.
Creditors do not get any benefits when their clients get a new credit file. Based on the 1974 Privacy Act, a person is not obligated to give his or her Social Security Number (SSN) to any private entities. When it comes to the legality, CPN Number (Credit Privacy Number) / SCN Number (Secondary Credit Number) are completely legal. However, it should be kept in mind that they can be utilized for credit purposes only and not for deceitful intentions. Protect yourself from identity theft and fraud before it’s to late!