How do I lease a car if I have bad credit? To lease a car you will need to have good credit! When you lease a car you will also have to give a great deal of personal information. A CPN Number (Credit Privacy Number) / SCN Number (Secondary Credit Number) is a unique nine digit identification number that can be used to report financial information to all three credit bureaus. A CPN NUMBER / SCN Number is registered with the Three Credit Reporting Bureaus the process to do so called TRI-Merge (Submitting your personal information & the CPN / SCN to the 3 credit bureaus) and after that you will be able to have payments and financial information reported to. You legally have the right to establish this number only once, so do not abuse it. After establishing your SCN number you can use it to open up new lines of credit. You can use your new CPN Number / SCN Number for any credit reporting purposes. Use it to opening a bank accounts, credit cards, personal loans, auto loans, apartments, utilities, cable, cell phones, etc. Currently the U.S. Government allows you to possess and use another 9 digit number beside your Social Security Number (SSN) to compile your personal financial information. But you are not allowed to abuse these numbers and you will be completely responsible for any debts on your Social Security Number (SSN) and your new credit profile under the CPN Number / SCN Number. Our CPNs are the best for getting approved for loans,automobiles, credit cards,and property rentals!