YES; You can use your new credit profile obtain major credit cards,
department store cards, gas cards, auto loans, bank loans, real
estate, and any other type of financing you desire.
Due to certain rights guaranteed by the 1974 US Privacy Act Title V
(View The 1974 Privacy Act), federal law allows the ability for
someone to legally use a private ID # for financial reporting purposes
instead of a Social Security Number. Title 5, Section 7 of Publication
Law 93-579 of Government Organization and Employees Act (a) (1) It shall be unlawful for any Federal, State or Local Government Agency to deny any individual any right, benefit, or privilege provided by law because of such individual’s refusal to disclose his or her’s Social Security Account Number. The law states that No federal, state, or local government agency may deny you any right, privilege or benefit due to your refusal to provide your SSN for any other reason than producing money for retirement account with the Social Security Administration, the IRS and your employer today. Credit Bureaus are not legally allowed to “require” your Social Security Number. In our country’s present credit reporting system a person may be assumed guilty and then must expend a great deal of time and resources to prove his or her innocence. Additionally, once a negative item is in a credit file it may remain long past the 7 year time period most people believe is used. Additionally, a misreported item can show up in a credit report multiple times. Credit bureaus are private companies and are not affiliated with the government in any way, whatsoever. Although, the credit bureaus would like you to think otherwise.