The fight for your identity will last years. Protecting yourself from the Equifax data breach is not something that’s going to end tomorrow. Or next month. Or next year. Crooks stole credit card numbers, Social Security numbers and addresses. They swiped birth dates and downloaded driver’s license numbers. If cyber criminals have your personal information, there’s no limit —both in time and scope — to how they can use it. Avoiding identity theft and fraud is something you could be fighting for years to come. We Can Help protect you!
It is your legal right to keep your Social Security Number private,
and use a separate number for any creditrelated purposes. You can use
the existing laws to your advantage for a change. Due to certain rights guaranteed by the (1974 US Privacy Act Title V ), you have the right to keep your Social Security Number private and not be denied service due to your refusal. The credit bureaus are not government agencies, so you do not have to give them your Social Security Number.
CPNs are commonly used by celebrities,members of congress, individuals involved in witness protection program and those who may have experienced identity theft. A CPN Number (Credit Privacy Number) / SCN Number (Secondary Credit Number) is a unique nine digit identification number that can be usedto report financial information to all three credit bureaus. A CPN NUMBER / SCN Number is registered with the Three Credit Reporting
Bureaus the process to do so called TRI-Merge (Submitting your personal information & the CPN / SCN to the 3 credit bureaus) and after that you will be able to have payments and financial information reported to.
Currently the U.S. Government allows you to possess and use another 9 digit number beside your Social Security Number (SSN) to compile your personal financial information. But you are not allowed to abuse these numbers and you will be completely responsible for any debts on your Social Security Number (SSN) and your new credit profile under the CPNNumber / SCN Number.
It is your legal right to keep your Social Security Number (SSN) private by using a separate number for credit related purposes. The law says you are only required to disclose your Social Security Number (SSN) to the Internal Revenue Service, your work place (your employer), registering a motor vehicle, applying for a federally backed loan (FHA, Fannie Mae, etc), child support, DSS income, SSI taxes, and buying and registering a firearm.