Are you a Equifax Data Breach Victim? The fight for your identity will last years Protecting yourself from the Equifax data breach is not something that’s going to end tomorrow, or next month, or next year. Crooks stole credit card numbers, Social Security numbers and addresses. They swiped birth dates and downloaded driver’s license numbers. If cyber criminals have your personal information, there’s no limit — both in time and scope — to how they can use it. Avoiding identity theft and fraud is something you could be fighting for years to come.
Luckily, there are ways to avoid such nightmares. It’s Legal It is your legal right to keep your Social Security Number private, and use a separate number for any credit related purposes. You can use the existing laws to your advantage for a change. Due to certain rights guaranteed by the (1974 US Privacy Act Title V Click here to see), you have the right to keep your Social Security Number private and not be denied service due to your refusal. The credit bureaus are not government agencies, so you do not have to give them your Social Security Number.
A CPN Number (Credit Privacy Number) / SCN Number (Secondary Credit Number) is a unique nine digit identification number that can be used to report financial information to all three credit bureaus. A CPN NUMBER / SCN Number is registered with the Three Credit Reporting Bureaus the process to do so called TRI-Merge (Submitting your personal information & the CPN / SCN to the 3 credit bureaus) and after that you will be able to have payments and financial information reported to.