It is your legal right to keep your Social Security Number private,and use a separate number for any credit related purposes. You can use the existing laws to your advantage for a change. Due to certain rights guaranteed by the (1974 US Privacy Act Title V), you have the right to keep your Social Security Number private and not be denied service due to your refusal. The credit bureaus are not government agencies, so you do not have to give them your Social Security Number.
Currently the U.S. Government allows you to possess and use another 9
digit number beside your Social Security Number (SSN) to compile your
personal financial information. But you are not allowed to abuse these
numbers and you will be completely responsible for any debts on your
Social Security Number (SSN) and your new credit profile under the CPN
Number / SCN Number. A CPN Number (Credit Privacy Number) / SCN Number (Secondary Credit Number) is a unique nine digit identification number that can be used to report financial information to all three credit bureaus. A CPN NUMBER / SCN Number is registered with the Three Credit Reporting Bureaus the process to do so called TRI-Merge (Submitting your personal information & the CPN / SCN to the 3 credit bureaus) and after that you will be able to have payments and financial information reported to.