Our programs will help build credit! A CPN Number (Credit Privacy Number) / SCN Number (Secondary Credit Number) is a unique nine digit identification number that can be used to report financial information to all three credit bureaus. A CPN NUMBER / SCN Number is registered with the Three Credit Reporting Bureaus the process to do so called TRI-Merge (Submitting your personal information & the CPN / SCN to the 3 credit bureaus) and after that you will be able to have payments and financial information reported to. We can build credit and start you with a 700+ credit score.
CPN numbers are a second chance in the credit game. You can use your new SCN Number for anything that would normally require credit reporting purposes . It can be used to get Bank Accounts, credit cards, personal loans, Auto loans, apartments, utilities, cable, cell phones, etc. However, this number does not replace your social security number and should NOT be used for any government purposes such as but not limited to: Military, Child support, DSS, Income/SSI, Taxes, FHA, VA, or any government backed funding.
Like an SSN, each person can only have one CPN. It’s used as a unique identifier for your financial transactions and lets lenders and credit reporting agencies keep an eye on your borrowing history. However, a CPN can help you keep your finances safe and hidden from the public eye. For that reason, it’s popular among elected officials, celebrities and people in witness protection programs. As the name implies, it’s mostly used by people who need a little extra privacy. A CPN isn’t always a substitute for an SSN, though: You can’t use it for documents submitted to the IRS or an employer, registering a vehicle or applying for a government loan, for instance. If you have a CPN, it’s on you to know when you can and can’t use it.